FinTech / Internal

Moni

Internal personal finance app, converting financial data into actionable insights.

Overview

Moni helps manage personal expenses and cash flows, visualizing financial habits.

Focused on converting dry transaction logs into actionable financial insights.

The problem to solve

Dry transaction records make it hard for users to recognize their financial habits.

How we approached it

  • Visualizing cash flow over time
  • Automated expense categorization
  • Actionable insights

What the product does

Cash flow visualization

Time-based charts showing exactly where money goes.

Automated categorization

Auto-labels expenses, reducing manual inputs.

Actionable insights

Suggestions to adjust habits based on actual data.

Technical challenge

Problem

Categorizing transactions accurately according to individual habits.

Solution

Combined rule-based categorization with learning from user corrections over time.

Results

  • Users have clear visibility of cash flows
  • Adjusted spending habits
  • Intuitive, easy-to-use experience

Highlights

  • Visual cash flow tracking over time
  • Automated expense categorization
  • Insights helping adjust financial habits

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